London Credit expands commercial bridging with serviced interest to 65% LTV
London Credit has expanded its specialist lending proposition with the launch of commercial bridging loans featuring serviced interest, available up to 65% loan-to-value (LTV).
The new product is designed to give brokers greater flexibility when structuring commercial property transactions, particularly where borrowers prefer to manage interest payments monthly, rather than roll them up over the term of the loan. The product allows borrowers to make monthly interest payments throughout the loan term - rather than rolling up interest or having it deducted upfront - reducing overall borrowing costs and maximising day-one capital. It is suited to income-producing assets, borrowers with strong cashflow, or to stabilise cashflow ahead of long-term refinancing.
The serviced interest option is available across London Credit’s commercial bridging range, supporting loans from £150k to £4m, with terms from three to 24 months. The product can be used for acquisitions, refinance, capital raising and time-sensitive opportunities across a range of commercial asset types.
London Credit provides bridging finance on residential, semi-commercial and commercial properties across London, the South East and major UK cities, offering pragmatic underwriting and direct access to decision-makers throughout the life of a case.
Marios Theophanous, Credit Manager at London Credit, commented:
“Commercial deals often require a more tailored approach. By introducing serviced interest, we’re giving brokers another way to structure funding around their client’s cashflow and exit strategy."
“As always, product innovation only works if it’s backed by certainty. Brokers and Borrowers need clear terms, consistent underwriting and funding that completes when we say it will. This launch strengthens our commercial proposition while staying true to the service-led approach that defines London Credit.”
Contact our team today:
📞 +44 20 8610 1607
