Residential bridging is a loan where the security property type is residential - an investment property that is used as a dwelling. Residential Bridging can be used to purchase or refinance a buy-to-let property (with a single or family tenant) or an HMO (with multiple tenants).
Residential property purchase or refinance
3 to 18 months
Retained or Serviced
First or Second
Three months’ interest
Residential, HMOs in habitable condition