London Credit reduces rates by up to 60bps

London Credit has announced rate reductions across its product range, including cuts of up to 60 basis points (bps) on commercial and semi-commercial bridging loans. Residential bridging rates have also been reduced by up to 24bps.

Pricing now starts from:

• 0.66% for residential loans
• 0.74% for semi-commercial loans
• 0.80% for commercial loans

These rate changes are designed to offer brokers more competitive options when supporting clients with time-sensitive or complex transactions.

For commercial and semi-commercial borrowers, the 60bps rate reduction is intended to support larger, higher-value projects while keeping costs under control, while for residential borrowers, the sharper pricing is aimed at improving affordability and flexibility at a time when speed and certainty remain key priorities.

Marios Theophanous, Credit Manager at London Credit, commented:

“This reduction of up to 60bps means we have semi-commercial rates that start from as low as 0.74% for semi-commercial and 0.80% for commercial loans – making commercial investment even more accessible to a wider range of investors."

“Our approach is deliberately hands-on, giving brokers direct access to decision-makers and a clear line of sight throughout the process. These latest rate changes build on that foundation, offering competitive pricing while continuing to support borrowers with seamless, tailored funding solutions.”