London Credit strengthens commercial offering with lower rates and higher LTVs

London Credit has strengthened its commercial lending proposition, increasing its maximum LTV from 65% to 70% and reducing commercial rates. Commercial pricing now starts from 0.72% per month.

The enhanced proposition is available across a broad range of commercial property transactions, including acquisitions, refinancing and investment transactions.

Alongside the changes, London Credit’s commercial lending proposition continues to be managed by experienced commercial property professionals with extensive sector knowledge.

This expertise enables the lender to assess a wide variety of commercial property assets and funding requirements, providing brokers with access to flexible lending solutions backed by specialist underwriting experience.

Marios Theophanous, Credit Manager at London Credit, commented:

“Commercial lending is a market where experience is so important. Every transaction is different and understanding the nuances of a property, its income profile, tenant mix and future potential is often just as important as the numbers themselves.

“We continue to see strong demand from investors looking to acquire, refinance and reposition commercial assets. Many are also looking to maximise available leverage whilst keeping funding costs competitive. By increasing our maximum LTV to 70% and reducing rates across the range, we are giving brokers greater flexibility when structuring transactions, supported by a team with a deep understanding of the commercial property sector.”

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