Property Market Rebound

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Estate agents back in April (when the UK was in lockdown and the property market was frozen) were forecasting that house prices would fall by up to 10% in the short term. On the contrary, we have been experiencing a mini boom since reopening as pent up demand and buyers taking advantage of the stamp duty holiday, have driven activity up and pushed house prices up by 3.5%, the highest level of growth for almost three years. According to Zoopla, this increased number of new sales (especially in London and Southern England) is almost 40% higher than it was a year ago. This is expected to continue through to the next year as prospective buyers will want to complete their transactions before the end of the stamp duty holiday. 

Furthermore, the encouraging recent news about the potential vaccines have already had a positive effect on economic forecasts. This development will definitely boost confidence and bring optimism to the market. A successful vaccine (and we have seen the announcements by airlines) will also probably bring back international travel and this will bring back international buyers – who have been the majority of investors in London in recent years.

We, at London Credit, are here to assist you with your investment purchases.

London Credit is a principal bridging lender, has simple procedures and friendly professionals, ready to assist and provide solutions, offering funding for purchases of investment properties and auction purchases, refurbishment and light development, refinancing of existing loans and business cash flow.

Property Market Rebound
26 November 2020


Increasingly, buy-to-let landlords are looking at the yields that others are getting from Houses of Multiple Occupation (HMOs) with envy.


As we continue to mentally readjust to life after the worst of the pandemic, we find the property development market at an interesting place in time. As far as interest in bridging goes, things are recovering well. At London Credit for example, we are receiving a constant stream of enquiries from brokers.


Capital cities are usually – but not always (think Canberra) – the economic epicentre and cultural lifeblood of a country. For the UK, London is so much more than that. It is a genuine ‘world city’ and in surveys its inhabitants often say they feel more affinity to residents of New York than Leeds or Birmingham, for example.


Speak to anyone in the specialist market at the moment, and you’ll get a similar story. The desire from investors to purchase property, whether with the intention of doing it up and selling it on or retaining it for the long term, is as strong as ever.


There is a real feeling of business getting back to normal at the moment across the bridging industry. It’s not just because of the excellent levels of activity we are still seeing, even after that first Stamp Duty holiday has passed, but also because of the return to face-to-face industry events.